What if I don't have a credit history?

If you don’t have a credit history, your credit card choices are more limited than if you have fair credit, which is already restrictive. Here’s some expert advice to help you choose a secured card or another credit-building card that can steer you toward your ultimate financial goals.

What is the best credit card if you have no credit history?

Alternatives: The Petal® 1 “No Annual Fee” Visa® Credit Card is a terrific option for credit-builders since it’s available even with no credit history, charges no annual fee, does not require a security deposit and offers a chance at a credit limit as high as $5,000, depending on your credit history and financial profile.

Should you get a credit card with no credit history?

A little self-explanatory, but if you’re new to the credit card world, a card for people with no credit history can be a great place to get started. With minimal risk for approval hurdles, you can begin setting the trend of good habits to grow your score and can get acclimated to what it’s like to carry a credit card. The student saver.